Phone: 305.444.7401

Toll-Free: 1.888.776.4678


Occasionally, advisors have foreign national clients that need life insurance, but do not have the necessary ties to the US to acquire coverage with domestic carriers. While domestic carriers will not offer coverage, we work with offshore carriers that consider the international market segment attractive and one that has become an increasingly important line of business. These are non US registered products that offer high net worth individuals and business owners the ideal solution to preserve, grow, and transfer wealth to next generations without the risk of a tax liability from the US or the country of issue. Our advisors have flexible options since we have options to apply and do medical exams here, or in country.



Pan American Life

Manhattan Life

Transamerica Bermuda